Got a pressing question regarding divorce procedures? Ask lawyer RAJAN CHETTIAR.

When experiencing divorce you naturally wish to avoid the emotional rollercoaster ride of drama and focus instead on a speedy settlement. But the process of obtaining a divorce can leave you with many unanswered questions. In this Q&A we aim to offer some help.

Q. How do I get a Court order to file for divorce, before the first three years of marriage have passed?

A. It’s difficult to obtain such a court order. But the Court may grant it if you can produce a psychiatric report proving the breakdown of the marriage is causing you severe emotional hardship and an early divorce will help you recover your mental health.

Q. In Singapore, how long does it take to finalise divorce proceedings?

A. The shortest period is six months. The Singapore Family Court usually deals with the divorce and then hears any ancillary matters. After the divorce hearing, the Court grants an Interim Judgment – or temporary divorce order – and the Final Judgment is granted three months later, provided ancillary matters are resolved by then.

Q. How can I obtain an Interim Judgment quickly?

A. When filing, agree with your spouse you’ll be stating the facts to support the divorce. As long as your spouse doesn’t contest divorce proceedings, the process becomes administrative.

Q. What happens if my spouse and I fail to reach an agreement?

A. File the divorce papers expeditiously and state the essential facts to support your request for divorce. But keep in mind divorce papers aren’t an avenue to list complaints against your spouse.

          If your spouse wishes to defend the proceedings, he or she will have to file a defence – or countersue you for divorce, defence and counterclaim. You’ll both then need to negotiate an uncontested divorce order, or attend mediation. If a Counterclaim has already been filed, consider amending your divorce papers and the Counterclaim.

Q. Does the reason for the divorce impact the spouse sued for divorce?

A. In Singapore, the reason for the divorce doesn’t impact your spouse professionally, socially or in terms of immigration – it’s just a way to end a marriage.

Q. Does the filing party have a legal advantage?

A. No. Your rights, custody rights, share of maintenance or the division of matrimonial assets are not affected – either party can file.

Rajan Chettiar
Commissioner for Oaths, Mediator LLB (Honours), Barrister-at-law (Middle Temple), UK

Australian property tax and expatriate tax expert STEVE DOUGLAS highlights the tax implications of Australia’s recent 2010 Budget.  

With the release of the Australian Federal Budget in May 2010 some tax issues and changes will affect expatriates, intended migrants and foreign investors.

Personal Tax Rate Reductions 2010 saw minor reductions in personal tax rates, with a lift in the second threshold from A$35,000 to A$37,000 and a reduction in the tax rate in the second top tier from 38 percent to 37 percent. Although a minor cutback it’s still significant, as the Government reaffirmed its campaign promise of a 40 percent top from July 1, 2013 and a move to merge the current “A$37,000 to A$180,000” bracket into a single 30 percent rate.
          The Government also clearly stipulated it will maintain the previously stated reductions. Non Resident taxpayers will not be affected by the tax-free threshold and the 15 percent rate. Instead, there’ll be a 29 percent flat rate on the first A$37,000 of taxable income.

Company Tax Rate Reductions Effective July 1, 2013, Company Tax will be reduced from 30 percent to 29 percent and 28 percent shortly thereafter. Small businesses will receive the 28 percent reduction ahead of larger corporations.

Mining Super Tax The Government will be introducing a new, controversial 40 percent Mining Tax of all profits above a yet-to-be-confirmed Government stipulated return. One of the key recommendations of the Budget, this move may prove to be challenging to implement and is currently receiving great pressure from the mining industry and State Governments.

Quicker Investment Write-off for Small Business Small businesses will enjoy an immediate deduction for capital investments under A$5,000 – an increase from the current A$1,000.

Property Gearing & Tax Credits Deductions for property investors remain unchanged, allowing a full deduction for all costs including interest. In its brief to the Henry Tax Review, the Government stated this as a clear direction to preserve current benefits. This ensures with sensible tax planning and debt management, a nil tax environment can continue to be enjoyed on all Australian property investments made by offshore-based expatriates and investors. Further information on the Budget can be obtained at www.aussieproperty.com

Dr Bernard Siew of SMILEFOCUS offers tips for overcoming a fear of the dentist.

Dental anxiety is a common problem and can plague even the most rational and intelligent person. Some people may have an uneasy feeling about visiting a dentist, which can lead them to do just about anything to avoid a dental appointment, putting off routine care for extended periods of time.

          There are varying degrees of dental anxiety. Some may force themselves to visit the dentist crying, sweating and trembling all the way, while others may completely refuse to see a dentist, opting to live with gum infections, pain or even broken and unsightly teeth. This usually continues until the pain is more unbearable than the fear and you’re left with no choice but to visit the dentist because the problem can no longer be ignored. But this isn’t ideal as what may have been easily treated in the first instance could become a larger problem to solve.

          The most effective way to overcome your fear is to find a good dentist. One who is patient, genuinely caring, communicates well and has your best interests at heart, especially when recommending treatments without any added pressure. A good dentist will also be able to educate you on the progress dentistry has seen over the years. Less intimidating modern techniques and technology ensures most treatments today are virtually pain-free, including injections! A good dentist is someone you’d recommend to others just like you would a good movie.

How to enjoy your next dental visit

·         When scheduling your appointment, let the receptionist know of your nervous condition. This allows them to schedule enough time for the dentist to be thorough when explaining procedures to you. 

·         Arrange your appointment for a time when you’re not likely to be stressed. Don’t, for example, make the appointment just before an important business meeting. 

·         Bring a friend or family member for support and try to arrive early so you’re not strapped for time.

·         Discuss relaxation techniques with your dentist such as the use of nitrous oxide (laughing gas), or the television, which can provide a welcome distraction. If you find the noise from the drill unsettling, request headphones.

·         Dental anxiety can be overcome. Discuss your fears with your dentist and have confidence he or she will do everything possible to help you. In terms of your long-term dental health, you owe it to yourself to find a dentist you can trust.

Dr Bernard Siew BDS (Adelaide)

Dr Bernard Siew, originally from Australia, is a general dentist who concentrates primarily on cosmetic dentistry. Very popular with nervous patients, Dr Siew is experienced in teeth whitening and total smile makeovers using veneers, crowns and bridgework.

Aidan Bailey of THE FRY GROUP paints the current financial picture for the UK and international markets.

Some weeks ago Newsweek ran the headline “The End of the Euro”, which, in my opinion, should be taken with a pinch of salt. In August 1980, TIME magazine’s headline read “The End of The Equity Cult”, when in reality the Dow Jones Industrial Average in the US was at 1,000 and just about to commence the greatest rise in its 200-year history!
          It’s still very early to predict anything about the new Tory-Lib Dem pact, although they have started on the right foot following the demise of Gordon Brown’s Labour government, whose stance on the economy was considered by many as being too fragile to risk making cuts and has been referred to in some quarters, “as illogical as continuing to feed an alcoholic more alcohol, for fear of the trauma of detoxification.”
          Presently, the main worry is the proposed goal of a £6 billion spending cut, which may not be sufficient when a figure at least 10 times more is needed. However, managing the economy is tricky business. Too little action and financial markets might lose confidence, too much and a “double dip” recession may occur.
          According to some, the UK economy should be relatively easy to turn around by redirecting to the productive sector the circa 5 percent GDP currently pumped into the public sector. In reality this means laying off 500,000 to 750,000 workers and increasing general efficiency. Such a major culture change is not easy and can’t be accomplished overnight.  

          Member of the Bank of England’s Monetary Policy Committee, Adam Posen takes a more somber note, stating that although Britain and the US are unlikely to face repeated recessions, their plight is scarier than Japan’s. In Posen’s view, Britain faces an uncomfortable trio of obstacles, none of which plagued Japan in the 1980s or 1990s.

·         Unlike Japan, Britain has to sell a large proportion of its debt to overseas investors, who are more likely to exit the market if they become nervous with Britain’s fiscal prospects.

·         The UK faces the challenge of having to boost a troubled manufacturing sector if it’s to recover sufficiently. That said, a devalued Sterling is an advantage in that regard.

·         The banking system’s continued troubles would undermine companies’ abilities to raise funds. Businesses already appear to be hoarding savings – something which happened in Japan.

            According to RBS Credit Strategist Andrew Roberts, the world could be heading for the Great Depression II. Albert Edwards of Societe Generale expects some years of deflation, followed by hyperinflation as countries monetise their deficits. We certainly seem to remain in a period of uncertainty.

Aidan Bailey BA (Hons) CertPFS AWP^CM 

General Manager Singapore, International Division

ELISABETTA FRANZOSO explores the link between wellbeing and thinking, the seventh focus of the Wellness Inventory Wheel.

To be more conscious of your wellbeing requires you to be mindful of your thoughts as they can either be beneficial or detrimental to you.

Reality Check Have you ever examined the many thoughts passing through your mind in a day? Living in a sea of memories and beliefs buffeted by the waves of conflicting thoughts, intentions and impressions from your past shapes your present thoughts, words and deeds, and ultimately your future. If you’re suspicious, you will find suspicious events at every turn. If you’re trusting, you’ll be rewarded equally. Thus, your thoughts become your reality.

Insight While most agree what goes into the mouth affects overall health, few seem to understand what enters the mind affects what comes of it also. Mental nutrition is equally as important as oral nutrition – the images and energies filling your mind affect you physically, influence the people around you and move the world at large.

Result Everyone sees the world through a filter. You don’t really see the world as it is but as you are. So, if you’re looking at life through rose coloured glasses, you’ll see love and trust. But if you look through lenses tinted with doubts, resignation and fear you’ll reflect the same qualities.

          Your thoughts also colour your relationships. An envious friend, suspicious wife and parents loosing confidence in their child will find plenty of evidence to reinforce their feeling as long as they think and look for it. Your thoughts also affect your physical health. According to a Biofeedback study your heartbeat can be slowed or quickened in tandem with your thoughts – stressful or relaxing – affecting other physiological functions.

Moving Forward Understand your own mind. The art of thinking uses energy, is dependent upon sensory data and is connected with the emotions mapping your internal version or interpretation of reality. Learn to pause, observe and listen without judgement and identify recurring mental patterns that lead you into depression or anger.

Result Everything around you interacts with your thinking process. Examine the sources of your current thoughts and take responsibility for what you choose to feed your mind.

Q. Why should I be aware of my thoughts?  

A. Awareness allows you to realise how many different activities are going through your head, allowing you to filter and differentiate positive and negative thoughts. Until you realise how influential your thoughts are on your reality, you’ll be in an unconscious existence filled with automatic responses.

“Elisabetta’s coaching has facilitated my growth in ways I would have never imagined. She challenged my thinking process, motivating me to persevere during my process of transformation from the inside out.” Ms. S.B. (Entrepreneur & Mom, 41 years old)

Elisabetta Franzoso BA, Dipl.Psych, MSocSc Author of Stella’s Mum Gets Her Groove Back available at bookstores and www.amazon.com

SIGN UP NOW!
Join Elisabetta’s public workshops, Communication in 4Dimensions at Singapore Institute of Management. For further information email info@insideoutyou.com or call 6465 4605.

Elisabetta Franzoso is a highly self-driven coach and motivator who focuses on communication, self-expression and wellbeing. Her passion is to empower people to achieve excellence and transformation from the inside out. To complete your Well-Being Inventory Index and get your detailed personal Health and Wellness Assessment, contact Elisabetta and her team of professional Life Coaches, Psychological Counsellors, Fitness Trainers, Nutritionists, Physicians and Body Therapists.

Facing a child visitation dilemma? Fight for your rights without the drama, advises lawyer RAJAN CHETTIAR.

If you’re a father who doesn’t have sole custody – or care and control – over your children, you might have problems such as:

·         Your child informs you he or she does not wish to see you, is unavailable, or does not wish to stay with you overnight.

·         Your ex-wife reports your child is unwell or unavailable due to various reasons.

         
          This can be incredibly frustrating and you may think your ex-wife is preventing access, or even “turning” your child against you. If the situation worsens, you may end up with limited or no access to your child. 
          Since access issues are driven by emotions, the law cannot provide a concrete solution. Fathers can seek redress at the Family Court. But should your ex-wife choose to air her grievances, you could be faced with a lawsuit – and the problem may still not be resolved. The Family Court can order mediation or counselling, where the mediator will try hard to find an amicable situation. But if the result is poorer than the previous court order such as reduced access for the father, or supervised visits with a social worker or the mother’s relative present, you are sure to become even more frustrated.

            Resolving child access problems is emotional and time consuming. It’s important both parents bear in mind the person who reaps the most benefit from child access is the child. It is in your child’s best interests to build a strong, healthy bond with both of you. This is imperative if your child is to become a well-balanced individual, able to enjoy healthy relationships in the future. It’s also important for both you and your ex-spouse to realise your problems are with each other, not your child. As such, any disagreements are separate from your individual relationships with your child. It is your duty as parents to resolve conflict in a constructive manner. In this way, everyone – you, your ex-spouse and most importantly, your child – can move towards acceptance of your new family dynamic.

Action plan

There is always an underlying cause to child access issues. Resolution may take time, so while you’re exploring the cause consider an alternative form of child access to avoid disappointing your child.

Rajan Chettiar
Commissioner for Oaths, Mediator LLB (Honours), Barrister-at-law (Middle Temple), UK

One year since the passing of the world’s most recognisable (at times), influential and talented musician, Singapore is set to Rock With You on Saturday June 26 to the sounds and moves of Edward Moss - the impersonator most like the King Of Pop in both voice and dance ability - in A Tribute to Michael Jackson.

Beat It to either Hard Rock Cafe (4pm) or  Zirca (8pm) to get as up close and personal - as you’re ever going to get - and experience the memory of the supremely talented Michael Jackson in full living colour.

Click here for ticketing information and more info.

Image: Edward Moss on stage as Michael Jackson - he must have had surgery?!

Has following your favourite team in the FIFA World Cup got you up all night? Consider the following options to stay awake, surrounded by fellow fans:

MATCH: America vs Slovenia & America vs Algeria
WHEN: June 18, 10pm & June 23, 10pm
WHERE: Union Bar, The American Club, 10 Claymore Hill. Tel: 6737 3411

MATCH: England vs Algeria
WHEN: June 18, 2:30am
WHERE: Sports Centre and The Windsor Pub at The British Club, 73 Bukit Tinggi Road.
ORGANISED BY: The British Club - a minimum of 20 pax is needed for The British Club to open for this event. Call 6467 4311 to register your interest pronto! See left, British Airways does its bit to support England in the World Cup!

MATCH: Australia vs Ghana
WHEN: June 19, 10pm kick-off
WHERE: Mana Mana, 1212 East Coast Parkway. Parking Area E at Carpark E2. Mana Mana has set up a 2.5-metre screen beachside so you can barrack for the boys from Down Under in true Aussie style.
ORGANISED BY: AustCham Singapore, ANZA and New Zealand Chamber of Commerce,  - so expect strong Antipodean support!

For a full list of upcoming games, visit FIFA World Cup and then contact your expat association to find out where to barrack for your home country! Another option? Head to The Hidden Host & Speakeasy - showing all 7:30pm and 10pm World Cup matches Wednesdays to Saturdays at at $20 cover charge inclusive of a Stella Artois, Heineken or glass of wine or cava.

And of course, Happy Father’s Day to all the dads out there for Sunday June 20! Click here for our pick of Singapore’s best Father’s Day bites and a sporting gift idea. If he likes a tipple, make sure you check out the PENFOLDS Wine Lounge Event on until June 20 at Level 1, ION from 10am to 10pm - click here for more info. And for something different, buy him a ticket to The Full Monty  musical - now showing!

Wasn’t the storm yesterday amazing! Hitting our sunny island at 10:30am, much of Singapore was under water for an hour - our boardroom and Finance Department included. And we’re on the third floor! It seems the gutter at our balcony area couldn’t funnel the water quick enough, so it bounced back.

Wheelie bins were spotted floating down King’s Road, Starbucks at Liat Towers was submerged to the top of the umbrellas out front and these pics are from the taxi stand at Forum The Mall, where stranded drivers had to abandon their vehicles - even buses!

Got any good pics? Send them through to me at mjones-white@acpmagazines.com.sg

(Below) Have an underwater experience at Starbucks, Liat Towers
Picture supplied by Grant Hazell

(Below left) Outside Hard Rock Cafe 10:30am & (below right) all clear by 11:30am!
Pictures supplied by Helen Tee

I’m currently in Sydney for a week’s vacation. All my family have gathered from as far as London, Singapore, Melbourne and country and coastal New South Wales to celebrate my grandmother’s 90th birthday and I’m having a ball. Not only was Nana on fine form on her special day - even revealing scandalous tales from her youth, now captured on my iPhone - but she’s remained upbeat every day since, delighted to see regular visitors and be taken on coffee dates, sitting in the warm winter sun at her favourite beachbum haunt - Bronte beach.

Every day in my home town has been an absolute blast and my sister and I have managed to pack "the best of Sydney" into our schedule. Here’s what we’ve managed so far - and what I’d suggest you don’t miss on your next visit to this beautiful city:

• Coogee to Bronte beach walk - can also be done as Bondi to Coogee or return for those wishing to venture further. Stop off for brekkie at one of the many cafes along the way and read the inscriptions on the tombstones at Waverley Cemetary - one of the city’s oldest permanent resting places - which continues to offer residents the best ocean views in the Eastern suburbs!
• Sail on Sydney harbour - my cousin managed to coax her boyfriend into letting us crew his yacht for an afternoon and take in the sights of the Botanic Gardens, Opera House, Harbour Bridge, Luna Park and Taronga Zoo by water - an amazing experience I’d highly recommend.
• Tour The Rocks - Sydney cove’s oldest colonial settlement is filled with winding cobbled laneways, quaint cafes, historic museums, spooky ghost tours and Sydney’s Museum of Contemporary Art.
• Wine & Dine breakfast, lunch and dinner - anytime is a good time to enjoy delicious food and we’ve sampled some of the city’s best, from the most succulent and freshest oysters I’ve ever tasted at Cafe Sydney to sugar-rush sky-high desserts at The Rocks Cafe - try the chocolate merengue - and the cosy, hidden find of The Corner Room (contact details to follow) at Bondi.
• Shop ‘til you drop at Bondi Junction, Paddington and in town along George Street, Pitt Street and the QVB Building.
• Get flicked - check out the best of foreign and Aussie films at Palace, Dendy and Event cinemas. One Aussie film out now I’d highly recommend seeing is Animal Kingdom starring the delicious and menacing Ben Mendelsohn, ever-talented Joel Edgerton and superb newcomer James Frecheville and featuring a chilling performance by Jacki Weaver. Like mother, like son.